| GUIDELINES |
Preferred Plus |
Preferred |
Regular/Standard |
| Family |
No
cancer or cardiovascular death of either parent before age 60. |
No
cancer or cardiovascular death of either parent before age 60. |
No
more than 1 cancer or cardiovascular death of parents before age 60.
|
| Blood Pressure |
140/85 |
150/90 |
155/95 |
| Cholesterol Levels |
Under
210, HDL: Less than 5.0 |
Under
240, HDL: Less than 6.5 |
Under
280, HDL: Less than 8.0 |
| Health History |
No
history of major health conditions, such as, cancer, diabetes, heart
disease. |
No
history of major health conditions, such as, cancer, diabetes, heart
disease. |
Some
major health conditions allowed. |
| Driving History |
No
more than 2 moving violations in the past 3 years. No record of DUI
or reckless driving. |
No
more than 2 moving violations in the past 3 years. No record of DUI
or reckless driving in the past 5 years. |
No
more than 2 moving violations in the past 3 years. No record of DUI
or reckless driving in the past 2 years. |
| Tobacco |
No
use of nicotine products in past 3 years. |
No
use of nicotine products in past 3 years, also preferred smoker rates
available. |
No
use of nicotine products in past 1 year, also standard smoker rates
available. |
| Substance/Alcohol Abuse |
No
history of alcohol or substance abuse. |
No
history of alcohol or substance abuse. |
No
alcohol or substance abuse in the past 7 years. |
| Aviation |
available with additional rider. |
available with additional rider. |
available with additional rider. |
